Easy Free 15 minutes
How to Track Business Expenses for Tax Deductions
Stop missing deductions. Set up simple expense tracking that could save you thousands.
What You'll Need
- A smartphone
- Your recent receipts (if you have any)
- A free app account
Steps
1
Choose an expense tracking method
Pick something you'll actually use.
- Simplest: Wave (waveapps.com) — free, tracks expenses and income together
- Photo-based: Expensify (free tier) — snap receipts, auto-extracts info
- Spreadsheet: Google Sheets — free, total control, requires discipline
- Already use QuickBooks: Use its built-in expense tracking
Tip: Wave is great if you already use it for invoicing — everything in one place.
2
Connect your business bank account
Let the app pull in expenses automatically.
- In Wave: Go to Banking → Connect an account
- Select your bank and log in
- Transactions import automatically
- Review and categorize new expenses weekly
Tip: Use a separate bank account and credit card for business. Makes tracking 10x easier.
3
Learn the main expense categories
Know what you can deduct.
- Equipment and tools
- Vehicle expenses (mileage or actual costs)
- Materials and supplies
- Insurance, licenses, permits
- Phone and internet (business portion)
- Marketing and advertising
- Professional services (accountant, lawyer)
4
Set up receipt capture
Receipts are proof. No receipt = no deduction if audited.
- Download the Wave or Expensify app
- When you buy something, snap a photo immediately
- The app extracts the info and attaches it to the expense
- Get in the habit: buy something, take a photo, move on
Tip: Email receipts count too. Forward them to your app's email import address.
5
Review weekly
10 minutes a week prevents tax season panic.
- Pick a day (Friday afternoon works well)
- Log in and categorize any uncategorized expenses
- Check for missing big purchases
- Make sure everything looks right
You're Done!
You're now tracking expenses! Your tax preparer (and your wallet) will thank you.
Pro Tips
- • Most contractors miss $5,000-10,000 in deductions because of poor tracking
- • Track vehicle mileage — standard deduction is $0.67/mile for 2024. It adds up fast.
- • At year end, export your expenses and give them to your accountant. They'll love you.
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